Personal Insurance

Protecting What Matters Most

Helping You Stay Covered

Protect what matters most with our comprehensive personal insurance offerings. From home and auto coverage to life and health policies, we provide customized protection designed to fit your lifestyle and budget. Our team works closely with you to identify risks, compare options, and ensure you have the right coverage for every stage of life. With reliable support and trusted guidance, you can feel confident knowing you’re covered when the unexpected happens.

Auto Insurance

Drive Protected. Drive Free.

At Freedom Insurance, we know your car is more than just a way to get from point A to point B—it’s your independence. That’s why we offer auto insurance that keeps you covered, confident, and in control.

As an independent agency, we’re not locked into one provider. That means we can compare rates and coverages across multiple top-rated insurers to find the policy that fits your life—and your budget.

What Does Auto Insurance Cover?

Our auto insurance policies can include:

  • Liability Coverage

    Protects you if you're at fault in an accident—covers bodily injury and property damage to others.

  • Comprehensive Coverage

    Covers damage to your car from non-collision events like theft, vandalism, fire, or weather.

  • Collision Coverage


    Helps pay for repairs to your car if you're involved in a crash, no matter who's at fault.

  • Medical Payments / Personal Injury Protection (PIP)


    Covers medical expenses for you and your passengers, regardless of fault.

  • Uninsured / Underinsured Motorist

    Protects you if you're hit by a driver with little or no insurance.

  • 24/7 Roadside Assistance & Rental Reimbursement

    Optional add-ons to keep you moving, even when the unexpected happens.

Home Insurance


Protect Your Home & Future.

Home Insurance
Your home is more than just four walls—it’s where your life happens. At Freedom Insurance, we help you protect your most valuable investment with home insurance that’s reliable, affordable, and built around your needs.

As an independent agency, we shop policies from top-rated carriers to find the right coverage at the right price—so you can sleep easier at night.

What Does Home Insurance Cover?

  • Dwelling Protection


    Covers the physical structure of your home against damage from fire, wind, hail, vandalism, and more.

  • Personal Property

    Protects the contents inside your home, like furniture, electronics, and valuables—even if they’re stolen or damaged outside the home.

  • Liability Coverage


    If someone is injured on your property or you cause accidental damage to someone else’s property, this protects you from legal and medical costs.

  • Loss of Use

    Covers living expenses (like hotel stays) if your home becomes uninhabitable due to a covered loss.

  • Optional Coverages


    Add-on options include flood insurance, earthquake coverage, identity theft protection, and high-value item riders.

Life Insurance

Plan Today. Protect Tomorrow.

Life is unpredictable—but your family’s future doesn’t have to be. At Freedom Insurance, we make life insurance simple, affordable, and tailored to your specific goals.

Whether you’re protecting a young family, planning for retirement, or leaving a legacy, we’ll help you find the right policy—without the sales pressure.

Life Insurance Options We Offer

  • Term Life Insurance


    Affordable, straightforward coverage for a set period—ideal for income replacement or mortgage protection.

  • Whole Life Insurance

    Lifetime coverage that builds cash value over time. A smart long-term investment for many families.

  • Universal Life Insurance

    Flexible coverage with investment potential—perfect for those looking to build value and maintain control.

  • Final Expense / Burial Insurance


    Small policies designed to cover funeral costs and final expenses, so your family doesn’t have to.

More Options

Other Coverage Options

Renters, motorcycle, RV, umbrella policies, health insurance and more—we’ve got you covered.

Renters Insurance

Affordable protection for your belongings and liability as a renter.

Specialty Insurance

Coverage for motorcycles, boats, ATVs, and more.

Umbrella Insurance

Extra liability protection when your other policies hit their limits.

Health Insurance

Essential coverage ensuring you receive the treatment you need when it matters most.

Questions?

If you have any questions or need personalized assistance, please contact us at 319.576.8888  or fill out the form below.

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